Where Did the Students Go? Housing & the School Enrollment Crisis

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Silicon Valley is becoming too expensive for families and our schools are paying the price. Enrollment is dropping, campuses are closing, and beloved school communities are being torn apart.

At the same time, teachers and staff face grueling commutes from far-away cities, while districts struggle to hire and keep the talent our kids deserve.

Join us for an inside look at SV@Home’s exclusive research on Silicon Valley’s enrollment crisis—and discover how affordable housing can keep families in our neighborhoods and strengthen schools across our region.

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July 16, 2025

The One OBBBA Silver Lining

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Possibly the only good thing about the One Big Beautiful Bill

The One Big Beautiful [sic] Bill Act (see Josh’s Heart and Home column for more about the OBBBA) has one silver lining: a long anticipated expansion of the Low Income Housing Tax Credit (LIHTC).

For at least the past decade, there has been bipartisan support for a package of policy reforms to expand LIHTCs.  The OBBBA codified a couple of these: (1) it makes permanent the 12% increase to the allocation of 9% tax credits and (2) for the 4% tax credit,  it lowers the requirement for private activity bond financing from 50% of a project’s budget to 25%.  In California, where the affordable housing tax-exempt bond is over-subscribed, lowering of the 50% bond financing requirement will free up more of the state’s bond cap to support substantially more affordable housing development.  However, without a commensurate increase in local funding, much of the newly created housing will not reach people with lower incomes who need deeper affordability.