Santa Clara County’s Demographics
Population: 1,903,198
Households: 654,467
Housing Units: 705,646
Source: California Department of Finance, 2024 Table E-5
Employed Residents: 1,047,156
Source: ACS 2023 5 year estimates
In 2023, 33.2% of Santa Clara County’s population was White while 2.38% was African American, 36.49% was Asian, and 25.09% was Latinx. People of color in Santa Clara County comprise a proportion above the overall proportion in the Bay Area as a whole.
Source: ACS 2023 5 year estimates
Rate of population growth, 2010 to 2020: 9.18%
Rate of housing unit addition, 2010 to 2020: 6.75%
Source: California Department of Finance, Table E-5
Santa Clara County grew more quickly than the nine-county Bay Area region, which had a 8.6% population increase.
The number of new homes built in Santa Clara County has not kept pace with demand, resulting in longer commutes, increasing prices, and exacerbating issues of displacement and homelessness.
Housing Types in Santa Clara County
Single family detached: 51.06%
Single family attached: 10.11%
Multifamily small (2-4 units): 7.1%
Multifamily large (5+ units): 29.13%
Mobilehomes: 2.6%
Source: California Department of Finance, 2024 Table E-5
It is important to have a variety of housing types to meet the needs of a community today and in the future. Between 2010 and 2020, the number of multi-family units increased more than single-family units. In Santa Clara County, the share of the housing stock that is detached single family homes is higher than the average of other jurisdictions in the region.
Jobs & Housing in Santa Clara County
Jobs: 1,123,624
Employed Residents per Household: 1.6
Jobs per Employed Resident: 1.07
Jobs-Housing Balance Ratio: 1.59
Source: ACS 2023 5 year estimates
Note: Jobs-Housing Balance is a measurement used by planners that assumes that a balanced community is one where people can both live and work. This ratio compares the number of jobs in a community to the number of housing units.
Jobs-Housing Fit: 6.7 low wage jobs per low-cost rental unit
Source: Jobs from LEHD Origin-Destination Employment Statistics 2022; households from U.S. Census, ACS 2023 5 year estimates B25056, B25061
Note: Jobs-Housing Fit measures the mismatch between wages and housing affordability as the ratio of low-wage jobs (less than $3,333/month) to the number of low-cost rental units (less than $1,500/month). In Santa Clara County, there are more than 6 low-wage workers competing for each affordable home.
Renting in Santa Clara County
Percent of population that rents: 44.7%
Source: ACS 2023 5 year estimates
Homelessness in Santa Clara County
2022 Homeless Count: 10,028 individuals, including 7,708 unsheltered and 2,320 sheltered (+3.31% from 2019)
2019 Homeless Count: 9,706 individuals, including 1,784 sheltered and 7,922 unsheltered (+33.3% from 2017)
Source: 2022 and 2019 Homeless Point In Time Count
Cost Burden in Santa Clara County
Cost-Burdened (30% – 50% income spent on housing)
Renter Households: 41.11% of renter households (120,294)
Homeowner Households: 25.2% of homeowner households (91,215)
Severely Cost-Burdened (more than 50% of income spent on housing)
Renter Households: 19.73% of renter households (57,726)
Homeowner Households: 11.15% of homeowner households (40,359)
Source: ACS 2023 5 year estimates
Note: Current standards measure housing cost in relation to gross household income: households spending more than 30 percent of their income, including utilities, are generally considered to be overpaying or “cost burdened.” Severe cost burden occurs when households pay 50 percent or more of their gross income for housing. The impact of high housing costs falls disproportionately on extremely low-, very low-, and low-income households, especially renters. While some higher-income households may choose to spend greater portions of their income for housing, the cost burden for lower-income households reflects choices limited by a lack of a sufficient supply of housing affordable to these households.
Overcrowding in Santa Clara County
Total Rental Homes: 292,557
Overcrowded Rental Homes: 20,991
Severely Overcrowded Rental Homes: 16,981
Percent of Rental Homes, Overcrowded: 12.97%
Source: ACS 2023 5 year estimates
- The U.S. Census defines an overcrowded unit as one occupied by 1.01 persons or more per room (excluding bathrooms and kitchens). Units with more than 1.5 persons per room are considered severely overcrowded.
Note: Overcrowding increases health and safety concerns and stresses the condition of the housing stock and infrastructure. Overcrowding is strongly related to household size (particularly for large and very-large households) and the availability of suitably sized housing. Overcrowding impacts both owners and renters; however, renters are generally more significantly impacted.
2023-2031 Regional Housing Needs Allocation for All Jurisdictions Countywide
Every eight years, the Regional Housing Needs Allocation (RHNA) process is used to assign each city and county in California their “fair share” of the region’s housing need, by income level. These homes are intended to address the housing shortage, meeting the needs of existing residents and accommodating projected growth in the region.
The RHNA process is critical because state law requires each city and county to make a specific, actionable, and measurable plan, called a Housing Element, that complies with state law and addresses housing needs. It must identify enough sites to hold the RHNA, by income level, and create programs that remove barriers to housing production and protect residents vulnerable to displacement. Local jurisdictions must also take significant steps to affirmatively further fair housing (AFFH), addressing racial and economic segregation and disparities in access to resources, and meeting the unique housing needs of residents in protected groups. The California Department of Housing and Community Development (HCD) is responsible for certifying Housing Element compliance with state law.
In the past, many cities and counties have fallen far short of their RHNA targets, as the Bay Area’s housing crisis continues to grow. In this planning cycle, new laws give HCD additional tools to provide technical assistance and hold jurisdictions accountable to their plans. Each spring, jurisdictions are required to complete an Annual Progress Report on the Housing Element, including the number of homes permitted by income level, program actions taken, and outcomes achieved.
Each city and town within the county has its own Regional Housing Needs Allocation. You can view the progress of your local jurisdiction on our Cities & Public Agencies. The table below shows the target in the sixth cycle and progress to date in permitting new homes of all jurisdictions in the Santa Clara County, aggregated together.
Affordability Level | RHNA Target | Permits Issued | Progress to Target |
Very Low Income | 32,361 | 937 | 2.9% |
Low Income | 18,607 | 656 | 3.5% |
Moderate Income | 21,926 | 1,257 | 5.7% |
Above Moderate Income | 56,728 | 3,187 | 5.6% |
Total | 129,577 | 6,047 | 4.6% |
Permitting progress as of December 2023. Source: HCD 2023 Housing Element Implementation and APR Data Dashboard.
2014-2022 Regional Housing Needs Allocation for All Jurisdictions Countywide
The table below shows the final progress in permitting new homes of all jurisdictions in the Santa Clara County, aggregated together toward meeting the 2014-2022 RHNA.
Affordability Level | RHNA Target | Permit Issued | Percent to Target |
Very Low Income | 16,158 | 5,343 | 33.1% |
Low Income | 9,542 | 3,734 | 39.1% |
Moderate Income | 10,636 | 8,753 | 82.3% |
Above Moderate Income | 22,500 | 47,278 | 210.1% |
Total | 58,836 | 65,108 | 110.6% |
Permitting progress as of December 2022. Source: HCD 5th Cycle Housing Element Implementation and APR Data Dashboard.
2023-2031 Regional Housing Needs Allocation for Unincorporated Santa Clara County Land
In addition to the Regional Housing Needs Allocation for each individual jurisdiction within the County, Santa Clara County also has its own Regional Housing Needs Allocation for unincorporated land within the County’s boundaries. This covers a population of 91,649. (Source: California Department of Finance 2023 Table E-5 City/County Population and Housing Estimates)
The table below shows the target in the sixth cycle and progress to date in permitting new homes for Unincorporated Santa Clara County.
Affordability Level | RHNA Target | Permits Issued | Progress to Goal |
Very Low Income | 828 | 0 | 0% |
Low Income | 477 | 0 | 0% |
Moderate Income | 508 | 0 | 0% |
Above Moderate Income | 1,312 | 234 | 18% |
Total | 3,125 | 234 | 7.4% |
Permitting progress as of December 2023. Source: HCD 2023 Housing Element Implementation and APR Data Dashboard.
2014-2022 RHNA Allocation for Unincorporated County Land
The table below shows Unincorporated Santa Clara County Land final progress toward meeting the 2014-2022 RHNA.
Affordability Level | RHNA Target | Permits Issued | Progress to Target |
Very Low Income | 22 | 99 | 445% |
Low Income | 13 | 0 | 0% |
Moderate Income | 214 | 2597 | 1,213.6% |
Above Moderate Income | 28 | 822 | 2,935.7% |
Total | 277 | 3,518 | 1,270.0% |
Permitting progress as of December 2022. Source: HCD 5th Cycle Housing Element Implementation and APR Data Dashboard.
Current Affordable Housing Stock in Unincorporated Santa Clara County
Extremely Low-Income | Very Low-Income | Low-Income | Moderate Income | Total Units | Affordable % of Total Housing Stock |
457 | 554 | 2,850 | 3,861 | 13.7% |
SOURCE: Units reported in the Housing Element Annual Performance Report that received building permits through 2023 were added to the unit counts in the previously reported 2018 Base Year table. This methodology necessarily means that any ELI units, if any, are included in the VLI category since that is how HCD has required production data to be reported. The RHNA data on new units relies on self-reporting by jurisdiction and can include units for which building permits were issued that never got built. The percentage of the total housing stock in the community is based the California Department of Finance’s Table E-5. See more information on our affordable housing assets page.
Accessory Dwelling Units (ADUs)
ADUs and Junior Accessory Dwelling Units (JADUs) can be effective options for adding much needed housing in California, gently increasing density by adding more homes to a single lot. All California cities and counties are required to permit ADUs and JADUs according to State law. Since 2016, State ADU laws have evolved to make new development more feasible. The California Department of Housing & Community Development (HCD) provides clarity and consistency on State housing law through education, technical assistance, and enforcement. HCD’s 2025 Accessory Dwelling Unit Handbook provides the most up-to-date guidance on State ADU laws.
2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Total |
17 | 29 | 32 | 42 | 56 | 81 | 88 | 345 |
Source: HCD 2023 Housing Element Implementation and APR Data Dashboard.
Affordable Housing Policies
Housing Element Policies
The Housing Element of the County’s General Plan includes several policies to encourage affordable housing development, including:
- Planning for the supply and diversity of housing in each part of the urbanized areas county shall provide for existing and expected employment and household needs and a diversity of affordability that matches the diversity of household incomes, while respecting the capacity of constructed or planned public systems and services.
- Prioritization of the County’s housing assistance resources on affordable housing for special needs populations and extremely low income households (earning below 30% AMI), as well as transitional and permanent supportive housing for chronically homeless individuals.
- Encouragement of intergovernmental and public and private cooperation to achieve an adequate supply of affordable housing that meets changing demographic needs in Santa Clara County.
- Consideration of using suitably located surplus publicly-owned lands for housing affordable to extremely low, very low, and low income households through the sale or lease of such land to a government entity, or to nonprofit or private home builders with appropriate terms and conditions guaranteeing long term affordability.
Inclusionary Housing Ordinance
On October 6, 2020, the County Board of Supervisors approved an Inclusionary Housing Ordinance for unincorporated land within the county’s borders which applies to all residential development of three or more units:
Rental Residential Development. 16% of the total units must be available for rent at an affordable housing cost to lower, very low, or extremely low income households earning no more than 80% of the Area Median Income (AMI).
For Sale Residential Development. 16% of the total units must be available for purchase at an affordable housing cost to lower, very low, or extremely low income households earning no more than 120% of AMI.
Any fraction above a whole number of units can be paid as an in lieu fee or rounded up to include the provision of an additional inclusionary unit. Specific guidelines apply to residential development within the Stanford Community Plan Area.
Measure A
On November 8, 2016, 67.88% of Santa Clara County voters approved a landmark funding measure for affordable housing, making $950 million available for the acquisition or improvement of housing for vulnerable populations. In 2017, the Santa Clara County Board of Supervisors approved funding for the first six developments, each of which includes supportive housing units dedicated to households exiting homelessness. Learn more about Measure A.
Additional Resources
- County of Santa Clara 2023-2031 Housing Element
- County of Santa Clara Office of Supportive Housing
- County of Santa Clara Department of Planning and Development
- Santa Clara County Grand Jury Report: Density is our Destiny, June 2018
- Affordable Housing Nexus Study, Prepared for County of Santa Clara by Keyser Marston Associates, April 2018